Get a quote Low Cost Auto Insurance in Florida

Looking for some insurance quotes cheap car in Florida? Here's how to find the best quotes with the best companies.

Florida Auto Insurance Requirements

If you own a car in Florida you are required to take out a car insurance, even if the car is not operational. The minimum amount of insurance is as follows:

1. $ 10,000 Personal Injury Protection - This coverage pays for expenses due to injuries, regardless of who was to blame. PIP coverage applies to you, relatives who live in your home, car passengers and car drivers. You are covered even if you're hit by a car while walking or riding a bicycle.

2. $ 10,000 Property Damage Liability - This coverage pays for damage you or your family cause to other people in a car accident.

If you have been involved in a car accident might first be asked to carry Injury Liability coverage in addition to covering the above. This coverage pays for expenses due to injury or death to others when you or family members who live with you, because a car accident. It also pays your legal fees if you are sued by the victim.

Additional Coverage

In addition to the required coverage auto insurance you can obtain the following covers:

* Collision Coverage - pays for damage to your car from another car or object, regardless who was at fault.

* Comprehensive coverage - pays for damage to your car from vandalism, theft, fire, hail, and causes other than collision.

* Not insured / underinsured coverage - pays for medical expenses and property damage expenses for you, your family and your passengers when caused by an uninsured driver, underinsured, or hit-and-run.

Request a quote Low Cost

The easiest way to get a cheap car insurance quote Florida is to comparison shop for insurance online. There are a number of sites where you can get quotes from several companies, compare quotes and choose the best quote. Some of these sites also have a toll-free telephone number and a chat feature where you can talk with an insurance expert and get answers to your questions. (See link below.)